going deeper
Personalized Financial Budgeting & Analysis
Take money off of your stress-list.
Blue Otter Financial Planning is here to help you sort out your finances, whether that’s getting started with the financial alphabet (401k, IRA, etc) or managing and building your wealth.
Seeking someone to analyze your spending and put you back on the right track?
If you’re making enough to cover your essential bills, maybe paying some debt off, and likely have a few dollars left over from your paycheck, this is the set of packages for you.
What are your next steps after you cover your day to day essentials? You might feel like your money isn’t going to the right places. You have goals you want to accomplish, like saving enough in an emergency and retirement account, or maybe investing outside of your retirement account. Maybe you want to pay off some debt or save for a future home.
These packages are also for the woman who has made a significant career or pay jump in income via a promotion or paying off debt.
Package #1
Wading In
Building structure and balance: A custom budget plan designed to help you align spending with goals and stay accountable.
investment: $2,500 (can be paid in six installments)
Wading In is a tailored budgeting experience designed for individuals or couples who earn enough to meet goals but need structure and accountability to stay on track. This service is a great fit if you feel comfortable with your income but need help organizing where your money goes. You value having regular accountability and a clear plan to stay on track toward your goals.
Wondering if it’s right for you? Schedule a complimentary consultation and we can talk it through together.
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Timeline: 7-8 months, depending on scheduling
60-minute discovery session to discuss goals, income, expenses, and current financial status.
Secure upload and review of relevant financial statements
60-minute follow up presentation to review custom, goal-oriented budget aligned with your priorities
6 monthly, 60-minute check in sessions to review progress and adjust
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After our initial six follow-up sessions, you’re welcome to continue meeting at $200 per session anytime within one year of your discovery call. If you’d like to continue working together beyond that first year, we’ll set up a new annual agreement with upfront payment.
Most clients choose to meet quarterly ($250 per session) or monthly ($200 per session) in the subsequent year, depending on their goals and preferred level of support.
Package #2
Below the Surface
Understanding the flow: A full spending analysis plus a tailored budget to reveal where your money’s been going and how to redirect it toward what matters most.
investment: $5,000 (can be paid in six installments)
Below the Surface is a deep dive into your financial habits, spending, and saving. Ideal for individuals or couples who earn well but struggle to understand where their money is going or how to redirect it towards goals. This service is a great fit if you want to see exactly where your money is going and how to adjust your spending to better support your goals. You appreciate data driven insights and accountability over time.
Wondering if it’s right for you? Schedule a complimentary consultation and we can talk it through together.
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Timeline: 7-8 months, depending on scheduling
Up to 2 discovery sessions focused on your goals, habits, and challenges
Review of at least 6 months of financial statements, debt statements, and FICO score
Detailed spending analysis illustrating current spending patterns
Custom budget with recommendations for reallocation and debt payoff strategy if needed
6 monthly, 60-minute check in sessions to monitor progress and refine the plan
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After our initial six follow-up sessions, you’re welcome to continue meeting at $200 per session anytime within one year of your discovery call. If you’d like to continue working together beyond that first year, we’ll set up a new annual agreement with upfront payment.
Most clients choose to meet quarterly ($250 per session) or monthly ($200 per session) in the subsequent year, depending on their goals and preferred level of support.
You don’t have to choose between enjoying your life now and building for the future.
Your money should reflect what truly matters to you. I help women align how they spend, save, invest, and give with their values, creating a financial life that supports both the present and the future. The goal is balance that feels intentional and sustainable, not restrictive, so you can move forward with clarity and confidence.
I can’t wait to help you!
Get your finances on track with Lenet Rivas, CFP®
There is so much financial information readily available: on social media, articles, and everywhere in your feed. Even with this information at your fingertips, most women have lingering questions about how to apply the topics to them and their situations or still need a dedicated professional.
I’m here to help with either providing a 1:1 consultation, personalized budgeting, and even full financial planning. Reach out to get the conversation started!